SUDIANA, Urip. The Financial Resilience Pathway: How Budgeting Discipline and Working Capital Efficiency Drive Sustainable MSME Growth. ARTOKULO : Journal of Accounting, Economic and Management, [S. l.], v. 3, n. 2, p. 57–72, 2026. Disponível em: https://ejournal.mediakunkun.com/index.php/artokulo/article/view/353.. Acesso em: 15 sep. 2026.