UDAYAT, Udayat. Financial Risk Management in the Digital Era: A Systematic Review of Risk Transformation, Governance, and Mitigation Strategies. ARTOKULO : Journal of Accounting, Economic and Management, [S. l.], v. 3, n. 2, p. 81–95, 2026. Disponível em: https://ejournal.mediakunkun.com/index.php/artokulo/article/view/355.. Acesso em: 15 sep. 2026.