Sholihin, Imam, HP Agustin, and Muhaimin Dimyati. “The Influence of Perceived Benefits, Trust, and Ease of Use on the Interest of MSMEs in Using the QRIS Payment System in Jember Regency”. ARTOKULO : Journal of Accounting, Economic and Management 1, no. 3 (December 27, 2024): 325–332. Accessed August 5, 2025. https://ejournal.mediakunkun.com/index.php/artokulo/article/view/177.